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24 Month Bill Credit

7.7 ^¢ effective rate per kWh

Maxx Saver Value 24

call 866-775-2954

24
monthsmo.

Avg. BillAvg.
^$117

Plan Details

Early Termination Fee: $20
bill-credit
24 Months

(Note: The Early Termination Fee will not be charged if you end your contract early because you are moving out.)

Safe-Rate™ Analysis:

Safe-Rate™ Score: 2.0 out of 10

Our Safe-Rate™ Score for this plan is considered Low.

A lower Safe-Rate™ score indicates more pricing volatility and less predictable bills from month-to-month.

The table below estimates what your average price per kWh would be for different monthly energy usage:

Monthly Usage	250 kWh	500 kWh	750 kWh	1000 kWh	1250 kWh	1500 kWh	1750 kWh	2000 kWh	2250 kWh	2500 kWh	2750 kWh	3000 kWh
Average Price Per kWh	21.7¢	20.7¢	20.4¢	7.7¢	10.1¢	11.7¢	12.8¢	13.7¢	14.4¢	14.9¢	15.3¢	15.7¢

TruBill™ Estimations

Using our TruBill™ algorithm, we estimate your monthly electricity bill based on typical home energy usage.

Minimum and maximum bills reflect normal seasonal changes (summer AC vs. mild weather), and the average bill represents the midpoint across those seasonal differences.

Monthly Usage	Minimum Bill	Maximum Bill	Average Bill	Average Annual Cost
Small Homes (500-1,200 sq. ft.) - Apartments, Condos, Starter Homes
250 kWh	$40.70	$85.80	$47.00	$564.00
500 kWh	$72.46	$152.76	$84.00	$1,008.00
750 kWh	$97.60	$205.77	$114.00	$1,368.00
1000 kWh ⓘ Total bill credit at this usage: $125. Applies to this usage and all higher usages. Bills are adjusted accordingly.	$100.76	$212.43	$117.00	$1,404.00
Average Homes (1,300-2,200 sq. ft.) - Typical 3-4 Bedroom Family Homes
1250 kWh	$118.33	$249.47	$138.00	$1,656.00
1500 kWh	$159.65	$336.57	$186.00	$2,232.00
1750 kWh	$201.29	$424.36	$234.00	$2,808.00
2000 kWh	$242.93	$512.15	$283.00	$3,396.00
Large Homes (2,300-3,500+ sq. ft.) - Multi-AC Homes, Large Families
2250 kWh	$284.50	$599.80	$331.00	$3,972.00
2500 kWh	$326.42	$688.18	$380.00	$4,560.00
2750 kWh	$368.27	$776.42	$429.00	$5,148.00
3000 kWh	$410.00	$864.39	$477.00	$5,724.00

Energy Guide For Cost Range of Similar Plans

Advertised Rate Cost at 1000 kWh

Your Plan's Cost: 7.7¢

7.7¢

Lowest Rate

10.8¢

13.9¢

17.0¢

20.1¢

23.2¢

Highest Rate

25th percentile of plans (9.0¢)

75th percentile of plans (13.5¢)

Our Assessment:

This is a "Bill Credit" plan, it includes a 14.7¢ per kWh energy charge, which is offset by a $125.00 bill credit if you use at least 1000kWh of energy per month. If you do not qualify for the bill credit, your bill could be larger than expected.

For a more predictable bill, you should choose a "Fixed Rate" plan.

Plan Renewal:

If you order this plan and start it today, you will be up for renewal 24 months from now in March of 2028.

Since this plan expires in March, you can take advantage of seasonally lower rates when you renew.

Electricity rates are generally highest from June through September.

Rates as of Mar 31, 2026 at 02:15 PM

Our Take on 4Change Energy

Our Rating:

help

How We Rate

We aggregate data from multiple sources, including our customer reviews, rates, Public Utility Commission statistics, JD Power ratings, Better Business Bureau, and surveys.

4Change is a pretty cool idea. A percentage of profits go to local charities and community organizations. 4Change walks the walk and is part of Vistra Energy - so you get the big company backing, systems, fiancial stability, and online tools, while supporting charities and local community organizations. The bonus is that 4Change is one of the aggressive priced retailers in the Texas market.

4Change is one of the more aggressive priced retailers in Texas, and that's agood thing. They do require that you sign up for auto bill pay, and that you have a pretty good credit score.

It's worth jumping through the hoops (auto pay, etc) with 4Change? YES. If the rates are good. (And they generally are.)

4Change is a pretty big size rep, and when you get big you're a big target. Most complaints are around billing issues.

Pros

thumb_upCharity Support
thumb_upBig Company Backing
thumb_upLow Prices

Cons

thumb_downPlans Require Auto Pay
thumb_downHigh Credit Requirements

Compare 4Change Energy Electricity Plans and Choose the Right One for You

How to Shop Smart

Explore current 4Change Energy electricity plans available in Texas and find the best fit for your home. Each plan includes a Safe-Rate Score that shows how closely the advertised rate matches what you'll actually pay. You can customize your usage to get accurate estimates, compare term lengths for short- or long-term savings, and review rate types to see which pricing style works best for you. Use the sort feature to easily organize plans by price, rating, or company name. Get transparent pricing, reliable service, and fast online sign-up today.

Shopping Tips

Use the Safe-Rate Score to see how closely a plans advertised rate matches what youll actually pay. Higher scores mean more stable pricing and fewer billing surprises.

Adjust your average monthly usage to get plan estimates tailored to your household's energy habits and see which options offer the best value for your needs.

Choose the contract length that fits your lifestyle from short-term flexibility to long-term price stability. Longer terms often help you lock in lower rates.

Compare fixed-rate and variable-rate plans to decide whether you prefer consistent monthly pricing or the potential savings that come with market-based rates.

Sort plans by rate, term length, rating, or company name to quickly find the most affordable, highest-rated, or best-fit options for your home.

4Change Energy Customer Reviews

4Change Energy Ratings

Overall Rating

Average Rating

4.0/5 of 856 Reviews

Plans & Pricing

Order Experience

Customer Service

Account Management

Likely to Recommend

4 change electric

Overall Rating:

Plans & Pricing
Order Experience
Customer Service
Account Management
Likely to Recommend

Keeps me updated with usage and weather pattern.
easy to review usage and shows each extra charge by states and TDC

— Keith Peterson from on April 15th, 2025

Customer Reviews

4Change Energy Electricity Plans

Houston - Centerpoint Service Area Plans

Plan	Term	Rate
Maxx Saver Value 24	24/months	7.7^¢/kWh
Maxx Saver Value 12	12/months	7.7^¢/kWh
Cash Money 12	12/months	16.8^¢/kWh
One Rate 12	12/months	17.0^¢/kWh
Power Maxx Saver 24	24/months	17.4^¢/kWh
Power Maxx Saver 12	12/months	17.4^¢/kWh

Rates as of Mar 31, 2026 at 02:15 PM

Dallas - Oncor Service Area Plans

Plan	Term	Rate
Maxx Saver Value 24	24/months	8.1^¢/kWh
Maxx Saver Value 12	12/months	8.1^¢/kWh
Cash Money 12	12/months	16.8^¢/kWh
One Rate 12	12/months	17.6^¢/kWh
Power Maxx Saver 24	24/months	18.1^¢/kWh
Power Maxx Saver 12	12/months	18.1^¢/kWh

Rates as of Mar 31, 2026 at 02:15 PM

Lubbock - LPL Service Area Plans

Plan	Term	Rate
Maxx Saver Select 12	12/months	12.7^¢/kWh
Maxx Saver Select 24	24/months	13.0^¢/kWh
Charitable Saver 24	24/months	13.5^¢/kWh
Charitable Saver 12	12/months	15.1^¢/kWh
One Rate 12	12/months	16.5^¢/kWh
One Rate 24	24/months	16.5^¢/kWh
Power Saver 12	12/months	16.7^¢/kWh
Power Saver 24	24/months	17.0^¢/kWh
Power Saver Monthly	1/months	19.8^¢/kWh

Rates as of Mar 31, 2026 at 02:15 PM

4Change Energy Plan Analysis

One Rate 12

More Information

Our Rating:

Plan Term: 12 Months

Plan Type: Fixed Rate

This plan is actually really interesting. For starters, it includes the transmission fees in the actual kWh rate, so folks won't be shocked when there's an extra $60 a month in fees they didn't expect because it's not included in the rate. The Energy Charge is pretty low, honestly. This will make your bills super transparent and easy to predict. It does have a monthly recurring charge but it's pretty low compared to some of the more egregious charges we see from some providers. Also, the cancellation fee isn't a flat fee, it's just $20 for every month remaining on the contract. Usually thats reserved for 24 or 36 month plans.

thumb_upPros:

The good news about this plan is it's a flat rate across all usage thresholds of 500, 1000, and 2000, and the rate includes all transmission fees, which means predicting your bill each month should be super easy and consistent.

thumb_downCons:

The bad news is it's not the cheapest rate out there, but it's hardly the most expensive either.

Power Maxx Saver 24

More Information

Our Rating:

Plan Term: 24 Months

Plan Type: Bill Credit

4Change's Power Max Saver 24 plan is one of many bill credit plans that have limited utility. The $100 bill credit kicks in at a usage level of 2k, so for anyone using less than that each month, like an apartment dweller or someone in a medium size house with no pool, the plan rate is high. If they have a big house and consistently use loads of power, the rate becomes competitive. But anything less than the biggest energy consumers will probably think this plan is too expensive.

thumb_upPros:

This plan has a huge bill $100 credit at 2k kWh of usage.

thumb_downCons:

If you use under 2k, the bill credit doesn't help you, and the plan not a good choice.

Cash Money 12

More Information

Our Rating:

Plan Term: 12 Months

Plan Type: Bill Credit

4Change's Cash Money 12 plan seems to be referencing the Bill Credit that customers recieve at the 1,000 kWh usage threshold. This makes a pretty good dent into the energy charge for customers. So if you have a house and consistently use over 1k kWh, this plan becomes pretty good. The downside is that the plan has a $9.95 monthly recurring charge, which is high, and non-negotiable. Cancellation fee is $20 per month remaining on the customer's contract.

thumb_upPros:

Bill credit at low usage

thumb_downCons:

High Monthly Recurring Charge

Power Maxx Saver 12

More Information

Our Rating:

Plan Term: 12 Months

Plan Type: Bill Credit

4Change's Power Max Saver 12 plan is one of many bill credit plans that have limited utility. The $100 bill credit kicks in at a usage level of 2k, so for anyone using less than that each month, like an apartment dweller or someone in a medium size house without a pool, the plan rate is high. If they have a big house and consistently use a lot of power, the rate becomes competitive. But anything less than the biggest energy consumers will probably think this plan is too expensive.

thumb_upPros:

This plan has a huge bill $100 credit at 2k kWh of usage.

thumb_downCons:

If you use under 2k, the bill credit doesn't help you, and the plan is a bad fit.